Welcome to our online agency.  Built from a 115 year old independent agency  to transform the way business insurance is delivered, managed and serviced.  This site is built upon the experience, knowledge, professionalism and relationships of that history.  But, the cyber agency system is an all new one with a new philosophy.

After years of operating within the traditional independent agency system, InsurancePoliciesOnline.com was founded to better serve the needs of the small business owner.  Small business accounts have always received the fewest options for insurance coverage, little to no safety or loss control management,  poor overall account services and as a result the insurance "users" were largely unfamiliar with their programs.  (Sound familiar to you?) 

We can open up our systems, share resources and build your familiarity with insurance -- all in a customer friendly environment.  For many Contractors, Retail Stores, Service Businesses, Wholesaler's and Office & Professional operations InsurancePoliciesOnline.com will become the best insurance agent they ever knew!  Here's what you should expect from us:

Participation.  Become involved in selecting your coverage, limits, deductibles and insurance carrier.  See all your options and build your own policy.

Education.  Information on what a policy actually covers, in plain english.  News on what is going on in the insurance market.  Guidance to help you choose which coverage your business needs.

Risk Management.  Build a safety program, comply with OSHA requirements, manage claims and run a safer operation. 

Real Account Service.  With a 365 x 7 x 24  virtual office, certificates, auto ID cards and policy changes are always available.  Fast contact with a licensed agent is easily made with email, online chat help or even..... with a phone call.

We believe in what we do and in InsurancePoliciesOnline.com as an innovative resource for business.  We invite you to take a look around this site and see what it can offer you.  We also invite you to let us know what you think and what you would like to have added to the site.  Please don't hesitate to contact us.