AON Coverages

All risk comprehensive coverage.

Under this All Risk Comprehensive Coverage plan, we* will repair any breakdown except for items listed below under "What This Agreement Does Not Cover."

*We refers to the insurer.

What This Agreement Does Not Cover

We will not pay for costs covered by any warranty of the manufacturer, or a repairer's guarantee regardless of whether they honor such warranty or guarantee.

This Plan also Does Not Cover:

The maintenance services and parts described in the Manufacturer's Maintenance Schedule for your car, other normal maintenance services and parts including engine tune up, (includes spark plugs, ignition wires, distributor cap and rotor), carburetor, EGR valve, batteries, filters, lubricants or fluids, air conditioning refrigerant, engine coolant, all hoses and belts (not specifically listed), brake pads and shoes, brake rotors and drums, suspension alignment, tires, wheel balancing, shock absorbers, exhaust system, friction clutch disc and pressure plate, and clutch throw out bearing.

Also Excluded from Plan Coverage are:

Glass, glass framework, and fastening adhesives, sealed beams, light bulbs, lenses, trim, moldings, bright metal, upholstery, paint, sheet metal, body panels, structural framework, structural welds and wiper blades, aftermarket accessories or non-original equipment, components and systems not installed by the manufacturer, examples include: anti-theft systems, radio/speaker equipment, telephones, cruise control and sunroof.

Additional Items Not Covered by the Plan:

Costs incurred to improve operating performance as a result of normal wear and tear. This includes: valve grind(s) and/or piston ring replacement(s) designed to improve engine compression or reduce oil consumption, and diminished performance due to normal wear of MacPherson strut suspension components.

We will not repair, replace, adjust, or align a non-covered component unless its failure is caused by the breakdown of a covered part.

In addition, we will not pay benefits:

When repairs are performed without prior authorization.

For expenses charged for the disposal of environmentally unsafe materials. For expenses charged for non-specific materials or shop supplies. To correct a cosmetic imperfection.

For a breakdown resulting from the failure of a non-covered component.

For a breakdown caused by or involving collision, fire, theft, vandalism, riot, explosion, lightning, earthquake, windstorm, hail, water freezing or flood.

For loss of time, inconvenience, lodging, food, storage, or other consequential loss or damage that results from a breakdown.

For a breakdown caused by abuse, misuse, alterations or lack of customary maintenance as recommended in the manufacturer's maintenance schedule for your car.

For damage caused or contributed to by operating a vehicle that does not have proper levels or specification (type) of fluids, lubricants or coolant.

For a breakdown caused or contributed to by the use of contaminated fluids.

For a breakdown caused by rust or weather-related corrosion if your car's odometer has been stopped, altered or misrepresents actual mileage.

For a breakdown that existed prior to the Date Issued.

For a breakdown caused by towing a trailer or another vehicle, unless your car is equipped for this as recommended by the manufacturer.

For a breakdown caused by using your car for racing or other competition.

For a breakdown caused by or involving modifications unless those modifications were performed by the manufacturer.

If your vehicle has been modified to plow snow, we will not pay benefits whether the snow plow blade is attached to the vehicle or not.

If your car is used for commercial purposes or is a truck rated more than one ton. Examples of commercial use are: police car or emergency vehicle, hauling, construction (other than driving to and from work), deliveries, daily rentals, carry passengers for hire, snowplowing.

For any consequential or incidental damage or loss should your car be involved in a collision caused by or involving a breakdown of a component covered by this Agreement.

GOLD COVERAGE

Under this Specific Named Peril plan 12 major assemblies and high-tech electronic systems — as well as luxury components — are covered.

Gold Coverage is limited to the following parts. If a part is not listed as a named peril below, that part is not covered by Vehicle Security Care® Gold Coverage.

Engine

Gasoline Engine

Cylinder block, and all internal lubricated parts including; crankshaft, rod and main bearings, cam bearings, expansion (freeze) plugs, connecting rods, wrist pins, pistons, piston rings, camshaft, cam tower, lifters, cylinder head, valves and guides, valve springs, rocket arms (cam followers), pushrods, timing chain housing (cover), timing chain and sprockets, timing belt and pulleys, timing belt tensioner, intake and exhaust manifolds, flywheel, balance shafts, harmonic balancer and retainer bolt, crankshaft pulley, valve covers, oil pan, oil pump and pressure relief valve, engine oil cooler hoses, oil filter adapter/housing, engine oil sending unit, engine mounts, water pump, temperature sending unit, thermostat and housing, fuel supply pump, vacuum pump, dipstick and tube, seals and gaskets, fasteners for the components listed above.

Turbocharged / Supercharged / Rotary / Diesel / Enhanced Engines

All of the above listed parts or equivalent plus: turbocharger, waste gate controller, intercooler, hard lines, compressor, clutch and pulley, bypass valve, injection pump, lines and nozzles, seals and gaskets.

Transmission

Automatic

Case and all internal lubricated parts including: oil pump, valve body, torque converter, vacuum modulator, governor, main shaft, clutches, bands, drums, gear sets, bearings, bushings, sealing rings, TV cable, solenoids and electronic shift control unit, transmission mounts, cooler, cooler hoses and hard lines, dipstick and tube, seals and gaskets, fasteners for the components listed above.

Standard

Case and all internal lubricated parts including: main shaft, gear sets, shift forks, synchronizers, bearings, bushings, seals and gaskets, fasteners for the components listed above.

Transfer Case

For 4x4 vehicles: Case and all internal lubricated parts including: main shaft, gear sets, chain and sprockets, bearings, bushings, mounts, seals and gaskets, fasteners for the components listed above, electronic and vacuum engagement components.

Front Wheel Drive

Final drive housing, and all internal parts including; carrier case, gear sets, chain and sprockets, bearings, bushings, axle shafts, constant velocity joints and boots, universal joints, front hub bearings, locking hub assemblies (4X4), drive shaft support, rear axle hub bearings, seals and gaskets, fasteners for the components listed above.

Rear Wheel Drive

Drive axle housing, and all internal lubricated parts including; carrier case, gear sets, bearings bushings, limited slip clutch pack, axle shafts, axle hub bearings, propeller shafts, universal joints, drive shaft support, front axle hub bearings, seals and gaskets, fasteners for the components listed above.

Steering

Housing/case and all internal lubricated parts including: rack and pinion equipped valve assembly, sector shaft, rack mounts and cushions, inner rod ends and bellows boots, speed sensor or steering gear equipped pitman shaft and valve assembly, sealing rings, bearings, bushings, pitman arm, center link, tie rods, idler arm, power steering pump and pulley, fluid reservoir, pressure and return hoses, cooler and hard lines, power cylinder assembly, steering main and intermediate shafts, coupling, seals and gaskets, fasteners for the components listed above. (Does not include "rear wheel steering" components).

Front Suspension

Housing/case and all internal lubricated parts including: rack and Macdherson struts (includes upper mount and pivot bearing assembly), upper and lower control arms, bump stop cushions. control arm shafts, torsion bar mounts and bushings, upper and lower ball joints includes: dust boots, steering knuckle (spindle), wheel bearings and seals, stabilizer shaft, stabilizer linkage includes: mounts and bushings, strut rods and bushings, king pins, seals and gaskets, fasteners for the components.

Brakes

Master cylinder, assist booster, wheel cylinders, combination valve, disc brake calipers (and rear caliper actuators), hard lines and fittings, backing plates, springs, clips and retainers, self-adjusters, parking brake linkage and cables, seals and gaskets, fasteners for the components listed above.

Electrical

Alternator, voltage regulator, windshield wiper motors and delay controller, starter motor and drive, starter solenoid, wiring harnesses, manually operated switches (such as turn signal, headlight, dimmer, and wiper switches), mechanically actuated switches (ignition, brake light and neutral safety switch), electronic fuel injection (specifically sensors, control units, pressure regulators, fuel rails, injectors, seals and gaskets), electronic ignition module, distributor and coil, engine management control unit, knock sensor and oxygen sensor.

Air Conditioning

Compressor and mounting brackets, clutch and pulley, condenser, evaporator, orifice tube, POA valve, accumulator, temperature control programmer, high/low pressure cutoff switches, high low pressure hoses, pressure cycling switch, thermostat, drier, temperature control head, o-ring seals, gaskets, fasteners for the components listed above, and freon-refrigerant if necessary in conjunction with the repair of the components listed above.

Additional High-Tech Components

Anti-lock brake system, traction-control system, keyless entry system, cruise control system, electronic air suspension compressor (also sensors, controller and limiting valve and lines), power seat motor(s) and transmission(s), power window motor(s) and power regulator(s), power door lock actuator(s), power trunk release actuator, power antenna motor, digital and analog instrument display(s), compass and thermometer display(s), low fuel sensor, low coolant sensor low oil sensor electronic rear view mirror motor(s), headlight door motor(s), heated back glass, windshield wiper washer pump(s), heater-A/C blower motor, heater core assembly, heater control valve, radiator, radiator fan and clutch, radiator fan motor including fan blade, temperature sensor and relay, fuel tank and hard lines, fuel tank sending unit, power sunroof motor, convertible top motor, all rear-wheel steering components (including servo motors, linkage, shafts and secondary rack assemblies), and horn assembly. If a part was not listed as a named peril above, that part is not covered by the Vehicle Security Care® Gold Coverage.

SILVER COVERAGE

When the appropriate coverage plan box is checked on the Information Schedule, only the following parts are covered. Parts not listed are not covered.

ENGINE

Gasoline Engine - Cylinder block, and all internal lubricated parts including; crankshaft, rod and main bearings, cam bearings, expansion (freeze) plugs, connecting rods, wrist pins, pistons, piston rings, camshaft, cam tower, lifters, cylinder head, valves and guides, valve springs, rocker arms (cam followers), pushrods, timing chain and sprockets, timing belt and pulleys, timing belt tensioner, intake and exhaust manifolds, flywheel, balance shafts, harmonic balancer and retainer bolt, crankshaft pulley, valve covers, oil pan, oil pump and pressure relief valve, engine oil cooler hoses, oil filter adapter/housing, engine oil sending unit, engine mounts, water pump, temperature sending unit, thermostat and housing, fuel supply pump, vacuum pump, dipstick and tube, fasteners for the components listed above.

Turbocharged / Supercharged / Rotary / Diesel Enhanced Engines - All of the above listed parts or equialent plus: turbocharger, waste gate controller, intercooler, hard lines, compressor, clutch and pulley, bypass valve, injection pump, lines and nozzles.

TRANSMISSION

Automatic - case and all internal lubricated parts including; oil pump, valve body, torque converter, vacuum modulator, governor, main shaft, clutches, bands, drums, gear sets, bearings, sealing rings, TV cable, solenoids and electronic shift control unit, transmission mounts, cooler, cooler hoses and hard lines, dipstick and tube, fasteners for the components listed above.

Standard - case and all internal lubricated parts including; main shaft, gear sets, shift forks, synchronizers, bearings, bushings, fasteners for the components listed above.

Transfer Case - (4X4 vehicles) - Case and all internal lubricated parts including; main shaft, gear sets, chain and sprockets, bearings, bushings, mounts, fasteners for he components listed above, electronic and vacuum engagement components.

FRONT WHEEL DRIVE

Final drive housing, and all internal parts including; carrier case, gear sets, chain and sprockets, bearings, bushings, axle shafts, constant velocity joints and boots, universal joints, front hub bearings, locking hub assemblies (4X4), drive shaft supports, rear axle hub bearings, fasteners for the components listed above.

REAR WHEEL DRIVE

Drive axle housing, and all internal lubricated parts including; carrier case, gear sets, bearings, bushings, limited slip clutch pack, axle shafts, axle hub bearings, propeller shafts, universal joints, drive shaft support, front axle hub bearings, fasteners for the components listed above.

STEERING

Housing/case and all internal lubricated parts including; rack and pinion equipped valve assembly, sector shaft, rack mounts and cushions, inner rod ends and bellows boots, speed sensor or steering gear equipped pitman shaft and valve assembly, sealing rings, bearings, bushings, pitman arm, center link, tie rods, idler arm, power steering pump and pulley, fluid reservoir, pressure and return hoses, cooler and hard lines, power cylinder assembly, steering main and intermediate shafts, coupling, fasteners for the components listed above. (Does not include rear wheel steering components).

FRONT SUSPENSION

MacPherson struts (includes upper mount and pivot bearing assembly), upper and lower control arms, bump stop cushions, control arm shafts, torsion bar mounts and bushings, upper and lower ball joints including; dust boots, steering knuckle (spindle), wheel bearings and seals, stabilizer shaft, stabilizer linkage including; mounts and bushings, strut rods and bushings, king pins, fasteners for the components listed above.

BRAKES

Master cylinder, assist booster, wheel cylinders, combination valve, disc brake calipers (and rear caliper actuators), hard lines and fittings, backing plates, springs, clips and retainers, self -adjusters, parking brake linkage and cables, fasteners for the components listed above.

SEALS AND GASKETS

All seals and gaskets on the assemblies listed above.

ELECTRICAL

Alternator, voltage regulator, windshield wiper motors and delay controller, starter motor and drive, starter solenoid, wiring harnesses, manually operated switches (such as turn signal, headlight, dimmer, and wiper switches), mechanically actuated switches (ignition, brake light, and neutral safety switch), electronic fuel injection (specifically sensors, control units, pressure regulators, fuel rails, injectors, seals and gaskets), electronic ignition module, distributor and coil, engine management control unit, knock sensor and oxygen sensor.

AIR CONDITIONING

Compressor and mounting brackets, clutch and pulley, condenser, evaporator, orifice tube, POA valve, accumulator, temperature control programmer, high/low pressure cutoff switches, high/low pressure hoses, pressure cycling switch, thermostat, drier, temperature control head, o -ring seals, gaskets, fasteners for the components listed above, and freon -refrigerant if necessary in conjunction with the repair of the components listed above.

We will not pay for costs covered by any warranty of the manufacturer, state required dealer warranty or a repairer's guarantee regardless of whether they honor such warranty or guarantee.

Maintenance and Parts Not Covered

The following are not covered under your Agreement:

The maintenance services and parts described under Maintenance Requirements as shown in this Agreement or in the Manufacturer's Maintenance Schedule for your vehicle.
Other normal maintenance services and parts including engine tune -up, (includes spark plugs, ignition wires, distributor cap and rotor), carburetor, EGR valve, batteries, filters, lubricants or fluids, air conditioning refrigerant, engine coolant, all hoses and belts (except power steering pressure and return hoses, air conditioning high/low pressure hoses, and engine timing belts), wiper blades, brake pads and shoes, brake rotors and drums, suspension alignment, tires, wheel balancing, shock absorbers, exhaust system, friction clutch disc and pressure plate, and clutch throw out bearing.
Glass, glass framework, and fastening adhesives, sealed beam head lamps, light bulbs, lenses, trim, moldings, bright metal, upholstery, paint, sheet metal, body panels, structural framework, structural welds.
After market accessories or non -original equipment, components and systems not installed by the manufacturer, examples include: anti -theft systems, radio/speaker equipment, telephones, cruise control and sun roof.

In addition, we will not pay benefits:

When repairs are performed without prior authorization.
For expenses charged for the disposal of environmentally unsafe materials.
For expenses charged for non -specific materials or shop supplies.
For a breakdown caused by or involving collision, fire, theft, vandalism, riot, explosion, lightning, earthquake, windstorm, hail, water, freezing, or flood.
For loss of time, inconvenience, lodging, food, storage charges, or other consequential loss or damage that resulted from a breakdown.
For a breakdown when the use of contaminated fluids caused or contributed to the breakdown.
For a breakdown when improper levels or specification (type) of fluids, lubricants or coolants caused or contributed to the breakdown.
If your vehicle is a non-U.S. specification model.
For a breakdown caused by towing a trailer or another vehicle unless your vehicle is equipped for this as recommended by the manufacturer.
For a breakdown caused by using your vehicle for racing or other competition.
For a breakdown caused by or involving modifications unless those modifications were performed by the manufacturer.
If your vehicle has been modified to plow snow, whether the snowplow blade is attached to the vehicle or not.
For any consequential or incidental damage or loss should your vehicle be involved in a collision caused by or involving a breakdown of a component covered by this Agreement.
For the repair of valves and/or rings for the purpose of raising the engine's compression when a breakdown has not occurred.
To correct a cosmetic imperfection.
For a breakdown caused by abuse, misuse, alterations, or lack of customary maintenance as recommended in the Maintenance Requirements of this Agreement and/or in the manufacturers maintenance schedule for your vehicle.
For a breakdown caused by rust or weather related corrosion.
For a breakdown resulting from the failure of a non -covered part.
If your vehicle is used for commercial purposes or is a truck rated more than 1 ton. Examples of commercial use are: police car or emergency vehicle, hauling, construction (other than driving to and from work), deliveries, daily rentals, carry passengers for hire, snowplowing.
For a breakdown caused by or involving non -original manufacturer equipment, components or systems.
If your vehicles's odometer has been stopped, altered or misrepresents your vehicle's actual mileage.
To repair, replace, adjust or align any part not covered by this Agreement unless required in conjunction with the repair of a covered part.
For a breakdown which existed prior to, or was caused by a condition which existed prior to the Agreement Date.
Mechanical Repair Coverage does not pay for diagnosis charges for repairs not covered under this Agreement.

BRONZE COVERAGE

When the appropriate coverage plan box is checked on the Information Schedule, only the following parts are covered. Parts not listed are not covered.

ENGINE

TRANSMISSION

Standard - case and all internal lubricated parts including; main shaft, gear sets, shift forks, synchronizers, bearings, bushings, fasteners for the components listed above.

Transfer Case - (4X4 vehicles) - Case and all internal lubricated parts including; main shaft, gear sets, chain and sprockets, bearings, bushings, mounts, fasteners for he components listed above, electronic and vacuum engagement components.

FRONT WHEEL DRIVE

Final drive housing, and all internal parts including; carrier case, gear sets, chain and sprockets, bearings, bushings, axle shafts, constant velocity joints and boots, universal joints, front hub bearings, locking hub assemblies (4X4), drive shaft supports, rear axle hub bearings, fasteners for the components listed above.

REAR WHEEL DRIVE

STEERING

FRONT SUSPENSION

BRAKES

SEALS AND GASKETS

All seals and gaskets on the assemblies listed above.

We will not pay for costs covered by any warranty of the manufacturer, state required dealer warranty or a repairer's guarantee regardless of whether they honor such warranty or guarantee.

Maintenance and Parts Not Covered

The following are not covered under your Agreement:

The maintenance services and parts described under Maintenance Requirements as shown in this Agreement or in the Manufacturer's Maintenance Schedule for your vehicle.
Other normal maintenance services and parts including engine tune-up, (includes spark plugs, ignition wires, distributor cap and rotor), carburetor, EGR valve, batteries, filters, lubricants or fluids, air conditioning refrigerant, engine coolant, all hoses and belts (except power steering pressure and return hoses, air conditioning high/low pressure hoses, and engine timing belts), wiper blades, brake pads and shoes, brake rotors and drums, suspension alignment, tires, wheel balancing, shock absorbers, exhaust system, friction clutch disc and pressure plate, and clutch throw out bearing.
Glass, glass framework, and fastening adhesives, sealed beam head lamps, light bulbs, lenses, trim, moldings, bright metal, upholstery, paint, sheet metal, body panels, structural framework, structural welds.
After market accessories or non-original equipment, components and systems not installed by the manufacturer, examples include: anti-theft systems, radio/speaker equipment, telephones, cruise control and sun roof.

In addition, we will not pay benefits:

When repairs are performed without prior authorization.
For expenses charged for the disposal of environmentally unsafe materials.
For expenses charged for non-specific materials or shop supplies.
For a breakdown caused by or involving collision, fire, theft, vandalism, riot, explosion, lightning, earthquake, windstorm, hail, water, freezing, or flood.
For loss of time, inconvenience, lodging, food, storage charges, or other consequential loss or damage that resulted from a breakdown.
For a breakdown when the use of contaminated fluids caused or contributed to the breakdown.
For a breakdown when improper levels or specification (type) of fluids, lubricants or coolants caused or contributed to the breakdown.
If your vehicle is a non-U.S. specification model.
For a breakdown caused by towing a trailer or another vehicle unless your vehicle is equipped for this as recommended by the manufacturer.
For a breakdown caused by using your vehicle for racing or other competition.
For a breakdown caused by or involving modifications unless those modifications were performed by the manufacturer.
If your vehicle has been modified to plow snow, whether the snowplow blade is attached to the vehicle or not.
For any consequential or incidental damage or loss should your vehicle be involved in a collision caused by or involving a breakdown of a component covered by this Agreement.
For the repair of valves and/or rings for the purpose of raising the engine's compression when a breakdown has not occurred.
To correct a cosmetic imperfection.
For a breakdown caused by abuse, misuse, alterations, or lack of customary maintenance as recommended in the Maintenance Requirements of this Agreement and/or in the manufacturers maintenance schedule for your vehicle.
For a breakdown caused by rust or weather related corrosion.
For a breakdown resulting from the failure of a non-covered part.
If your vehicle is used for commercial purposes or is a truck rated more than 1 ton. Examples of commercial use are: police car or emergency vehicle, hauling, construction (other than driving to and from work), deliveries, daily rentals, carry passengers for hire, snowplowing.
For a breakdown caused by or involving non-original manufacturer equipment, components or systems.
If your vehicles's odometer has been stopped, altered or misrepresents your vehicle's actual mileage.
To repair, replace, adjust or align any part not covered by this Agreement unless required in conjunction with the repair of a covered part.
For a breakdown which existed prior to, or was caused by a condition which existed prior to the Agreement Date.
Mechanical Repair Coverage does not pay for diagnosis charges for repairs not covered under this Agreement.